If you see twin sisters walking together and looking at only one of them, can you say that one of them is more mature than the other? You may say she behaves more courteously or she seems to have more charisma and feels more secure. Then you meet them and you see that one behaved a little more cautious than the other sister. Information about the Medicare F Supplemental Plan and the Medicare Supplemental Plan G. Plan F is the obvious winner at first glance. Both offer excellent coverage of gaps in regular Medicare coverage. In fact, Plan F covers all the deductibles, mutual insurance, co-payments and deductible supplements in Medicare, so you do not have to pay for this plan. Plan G works almost identically (ie the double analogy), but does not cover the Medicare Part B deductible, which corresponds to the provision of ambulatory care (medical examinations, etc.).
Why choose plan G instead of plan F? The reason is simple: it costs less. In many cases, you can save enough during the year to cover the deductible part B ($ 162 in 2011) while increasing by $ 100 a year. In general, the Medicare G Supplemental Plan offers the following benefits:
• Benefits of co-insurance / Medicare Part B
• Deductible for Medicare Part A or $ 1,340 for each benefit period in 2018. The subsidy period usually begins on the day you enter a retirement home or hospital and ends when you have not received a payment. hospital care at home. heal for 60 consecutive days.
• Medicare co-insurance (20% not paid for Medicare Part A) for hospital charges
• Up to 365 days of additional hospitalization have been exhausted after Medicare Part A benefit
• Up to three (3) pints of blood.
• Health care insurance (20% is not paid by Medicare Part A)
• Co-insurance or co-insurance that Medicare Part A has not paid.
Even as we get older, the price difference tends to be a little more obvious. Finally, you could see an annual savings of $ 200 or more for a G plan (after completing the deductibility of Part B). As a result, it is possible that the Medicare supplement does not include Plan G, but in most cases the best value for money is obtained with Plan G (a combination of rewards and benefits). If you are on the smallest route while considering the feasibility of Plan G, you may be surprised to find that you are more likely to progress with Plan G. You may find that even after paying the allowance of Part B, you can end up saving $ 100 or more with Plan G. This does not seem excessive for most people, but every hundred dollars counts when you retire and you have a fixed income. When making the following comparison with Medicare Supplement insurance plans, make sure you do not leave plan G of your search because they simply do not look like the quality of plan F.